The new year 2026 has just begun and if your to-do list contains a bank visit, it’s a good idea to check when banks will be closed in January. A missed holiday can easily turn a routine bank visit into a wasted trip, especially in the first few days of the year when people are settling back into work and finances.Banks in India observe a mix of national and regional holidays, which means closure dates can differ from one state to another.

When will banks remain closed in January 2026?

January 1, 2026Banks will remained closed in Mizoram, Tamil Nadu, Sikkim, Manipur, Arunachal Pradesh, West Bengal, Nagaland and Meghalaya on the occasion of New Year’s Day and Gaan-Ngai.January 2, 2026 Banks will remain closed in Mizoram, Tamil Nadu in observance of New Year Celebrations and Mannam Jayanthi. January 3, 2026Banks will remain closed in Uttar Pradesh for birthday of Hazrat Ali.January 12, 2026Banks in West Bengal will remain closed in observance of birth day of Swami Vivekananda.January 14, 2026Banks in Gujarat, Odisha, Assam and Arunachal Pradesh will be shut in on the occasion of Makar Sankranti and Magh Bihu.January 15, 2026The states of Karnataka, Tamil Nadu, Sikkim, Telangana and Andhra Pradesh will remain closed for Uttarayana Punyakala, Pongal, Maghe Sankranti and Makara Sankranti.January 16, 2026Banks in Tamil Nadu will be shut in observance of Thiruvalluvar Day.January 17, 2026Banks in Tamil Nadu will remain closed due to Uzhavar Thirunal.January 23, 2026Banks in Tripura, Odisha, West Bengal, will remain shut in observance of the birthday of Netaji Subhas Chandra Bose, Saraswati Puja (Shree Panchami), Vir Surendrasai Jayanti and Basanta Panchami.January 26, 2026Banks will remain closed nationwide on the occasion of Republic day. Apart from these, banks also remain closed on every second and fourth Saturday of the month. Knowing bank holidays in advance can help customers plan essential financial transactions and avoid last-minute delays. However, bank closure does not means that customers can not process their financial transactions during holidays. Even when branches are shut, online banking services, ATMs, mobile banking apps and UPI for fund transfers, bill payments and other routine transactions are available for customers. However, services that require a physical visit, such as large cash deposits, cheque clearances and issuing demand drafts, will not be available. To avoid inconvenience, account holders are advised to plan these activities in advance and make the most of digital banking options during closures.