As weekend approaches, bank customers need to verify the holiday calendar before visiting branches, as bank closures in India depend on national holidays, state-specific festivals, and the weekly schedule mandated by the Reserve Bank of India (RBI). While some Saturdays are working days, others are designated holidays, making it important to confirm branch availability in advance.

Banks open today?

Banks across India are open on Saturday, February 21, as it is the third Saturday of the month. Under RBI rules, banks remain closed on the second and fourth Saturdays and on all Sundays, while branches operate normally on the first, third and fifth Saturdays unless the day coincides with a notified holiday.The RBI issues a state-wise holiday calendar that applies to all public sector, private sector, cooperative and regional rural banks. On working Saturdays such as today, customers can access all branch services, including cash deposits, withdrawals, cheque clearances and other in-person transactions.

Bank holidays vary by state and festival

Apart from the fixed weekend closures, bank holidays differ across states depending on regional festivals and official events. In February 2026, banks will remain closed in select states on occasions such as Losar, Chhatrapati Shivaji Maharaj Jayanti, state elections, and Statehood Day celebrations, depending on local notifications.

Online banking services remain unaffected

Even on bank holidays, digital banking services continue without disruption. Customers can withdraw cash from ATMs, check balances, and carry out transactions through mobile banking and internet banking platforms.Online fund transfer systems, including NEFT, RTGS and IMPS, operate round the clock, ensuring that digital transactions are not impacted by branch closures.

Bank holidays in February 2026

Here is the list of bank holidays as per RBI